Wema Bank is seeking qualified candidates for the position of a Relationship Management Officer.
About
Wema Bank
Wema
Bank is the pioneer of Africa’s first fully digital bank, ALAT, and one of
Nigeria’s most resilient banks. With decades of experience in the business of
banking, the Bank has remained innovative in delivering value to its
stakeholders. The publicly quoted Nigerian company has successfully built a
legacy of trust and resilience that has won it the loyalty of its customers.
The
Bank is constantly introducing products and services tailored to the needs of
its customers at every stage of their lives. It is a proud partner to more than
one million individuals, families and businesses across Nigeria, helping them
to achieve their personal and financial goals.
Job Summary
The ideal candidate will contribute to business development and execution
of branch sales plans to achieve desirable profitability, foster a productive,
value- producing relationship between the bank and customers and support the
Business Development Managers to grow a portfolio of profitable customers in
pursuit of specific sales, service, growth, and opportunity targets.
Responsibilities
1. Sales management:
- Execute
branch sales strategy reflective of the local market conditions to ensure
that sales targets are met. This includes having product knowledge, cross
selling and keeping up to date with changes and developments in the local
market/area to drive optimal achievement sales opportunities.
- Conducts
daily meetings with the sales team (RMO and MA) and carry out reviews on
the previous day and jointly plan for the week ahead.
- Manages
and maintains current business relationships and seek new accounts through
sales.
- Engage in
business development activities and solicitation of new business; be
actively involved in instilling and maintaining a positive sales
environment through education of the Bank’s products and services.
2. Risk management:
- Ability
to identify an acceptable level of lending risk, in line with the bank’s
risk appetite statement, and to maximise profit from that transaction.
- Comply
with the Bank’s complaint resolution process to resolve the matter,
maintain our high service standards and mitigate further risks / losses.
- Minimize
risks through adherence to KYC compliance as per the bank policies and
procedures in all your operations to minimize losses due to frauds.
- Discuss
loan terms and conditions, and conduct collateral risk analysis to ensure
compliance with the banks policies and procedures.
3. Financial
management:
- Extract
and analyse financial statements, cash flow forecasts and other complex
financial reports, providing accurate assessment.
- Perform
prequalification assessment and analysis of financial condition and risk
of financing requests within framework of Bank credit culture and current
economic and industry trends.
- Analyze
financial statements of new customer and evaluate all loan documents.
- Contributes
to the growth of deposits, loans and overdrafts to increase profitability
of the branch.
4. Customer service:
- Delivers
and maintains customer service standards at all times, for improved
service delivery.
5. People management:
- Collaborate
with peers in the branch to ensure effective support and service delivery.
- Contribute
to developing a positive and proactive Safety and Wellbeing culture
including meeting all safety and wellbeing compliance requirements.
- Role
model and live the Bank’s Values while adhering to all corporate HR
policies.
Requirements
·
Required
Qualification:
·
B.Sc. Banking
and Finance, Business Administration, or any other related field.
·
Min 5 years of
work experience in Commercial Business at any reputable bank or financial
institution.
Method
of Application
Interested and
qualified applicants should follow the link below to submit CV and application
letter:
Please submit your CV
and brief cover letter (no more than one page) outlining your suitability in
line with the requirements of the position. Applications will be assessed on a
rolling basis, so early applications are encouraged.
Location:
(Apapa, Victoria Island & Lekki), Lagos, Nigeria
Job Type: Full Time
Deadline:
12th May, 2023
>> CLICK HERE TO
APPLY ONLINE
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